CanadaCanada
Menu
Online Casino RTP

Online Casino RTP

Choosing the right online casino isn’t just about flashy graphics or big bonuses—it’s also about getting the best value for your money. One of the most important factors savvy players look for is a high payout percentage, also known as Return to Player (RTP). In this guide, I’ll walk you through what payout percentages really mean, how they’re calculated, and how to use them to maximize your chances of winning in the long run.

Everett Campbell
Written by Everett Campbell - Updated 2025-03-11 - Reading time: 6 minutes.

What Is a Payout Percentage (RTP)?

Payout percentage, also known as Return to Player (RTP), is the average rate at which a casino game returns money to players over time. If a slot game has a 96% RTP, it means that for every $100 wagered, $96 is paid back to players in the long term, while the casino keeps $4 as profit (the house edge).

This percentage is not a guarantee for individual sessions but is calculated over thousands or millions of spins or hands. It helps players evaluate the potential value of a game before playing.

Why Payout Percentages Matter When Choosing a Casino

Many players overlook payout percentages when selecting an online casino, but this figure directly affects your chances of winning over time. Casinos offering games with high RTPs give players better long-term returns. Transparent casinos also display these rates to build trust with users.

For Canadian players, this is especially important since online casinos must meet licensing standards that often include RTP reporting and fairness audits.

Top Online Casino Games with the Best Payout Percentages

Different games offer different payout percentages. Generally, games requiring skill or strategy provide higher RTPs. Here are some of the best:

  • Blackjack: RTP often exceeds 99% when played with basic strategy.
  • Video Poker: Games like Jacks or Better can reach 99.54% RTP.
  • Online Slots: Titles like Mega Joker (99%) and Blood Suckers (98%) stand out for high returns.
  • Baccarat: Banker bets offer around 98.94% RTP.
  • Roulette: European Roulette gives 97.3% RTP vs. 94.74% on American Roulette.

Choosing the right games can make a big difference in your overall casino experience.

How to Verify a Casino's Payout Percentages

Trustworthy casinos are transparent about their payout rates and work with independent agencies to verify game fairness. Look for certifications from:

  • eCOGRA: One of the most reputable agencies for certifying online gaming fairness.
  • GLI (Gaming Laboratories International): Tests and verifies random number generators and payout accuracy.
  • TST (Technical Systems Testing): Verifies RTPs through audits and statistical data sampling.

Always look for the auditor's seal or a dedicated fairness page on the casino’s website.

Weighted Payout Percentages by Game Category

Most licensed casinos publish a weighted average RTP based on all the games offered. Here's an example breakdown you might find in a monthly audit report:

  • Slots: 95.49%
  • Table Games: 97.66%
  • Card Games: 97.49%
  • Video Poker: 96.74%
  • Fixed Odds Games: 96.70%

This breakdown can help players target games that offer higher theoretical returns.

Tips for Finding High RTP Casinos

When evaluating online casinos, keep the following checklist in mind to ensure you're getting the best value and fair play:

  • Check for licensing by a recognized authority (e.g., Malta Gaming Authority, Kahnawake Gaming Commission).
  • Review third-party audits or payout reports published by the casino.
  • Look for games developed by trusted providers like NetEnt, Microgaming, or Playtech.
  • Compare payout rates between casinos using available public reports.
  • Avoid casinos that do not display payout information or lack transparency.

RTP vs. Volatility: What's the Difference?

RTP isn't the only factor that affects your gameplay. Volatility (also known as variance) measures how often and how much a game pays out. Here's how they differ:

  • High RTP + Low Volatility: Frequent smaller wins, good for casual players.
  • High RTP + High Volatility: Larger payouts but less frequent; suits high-risk players.
  • Low RTP: Less favorable odds, regardless of volatility.

Understanding both RTP and volatility helps you choose games that match your bankroll and risk preference.

Responsible Gaming and RTP

While high RTP games offer better theoretical returns, it’s important to play responsibly. RTP doesn’t guarantee individual results—it only reflects long-term averages. Here are some tips:

  • Set a budget and stick to it.
  • Don’t chase losses based on RTP expectations.
  • Use casino tools like deposit limits or reality checks.
  • Remember that gambling should be for entertainment, not income.

Conclusion: Why RTP Should Guide Your Casino Choices

Payout percentage is more than just a statistic—it's a tool that empowers smarter gameplay. Whether you're a beginner or an experienced player, understanding RTP helps you choose better games, identify fair casinos, and manage your bankroll more effectively. By combining RTP knowledge with other factors like volatility, audits, and licensing, you set yourself up for a safer and more rewarding online gaming experience.

Questions About Casino Payout Percentages

  • What does payout percentage or RTP mean?

    Payout percentage, or Return to Player (RTP), shows how much a game returns to players over time. If a slot has a 96% RTP, this means that, on average, $96 of every $100 wagered is paid back to players. The remaining $4 goes to the casino as profit. I always check RTP before playing—it helps set realistic expectations.

  • Are payout percentages reliable at online casinos?

    Yes, as long as the casino is licensed and audited. I look for certifications from agencies like eCOGRA, GLI, or TST. These organizations test games and verify that the RTPs are accurate. If I don't see these logos or certificates, I get cautious and usually skip the casino.

  • Which games usually have the best payout percentages?

    In my experience, blackjack and video poker top the list. Blackjack can go over 99% RTP if played with the right strategy. Some video poker titles like Jacks or Better also offer RTPs above 99%. For slots, I look for games like Mega Joker or Blood Suckers, which have RTPs above 98%.

  • Where can I find RTP info for each game?

    Most reputable casinos show RTPs in the game info or on a dedicated fairness page. If I'm unsure, I search for the game name and “RTP” online. Trusted software providers like NetEnt and Microgaming usually publish this info. Casinos that don’t disclose RTPs are often less transparent—and I avoid them.

  • Does a higher RTP guarantee I’ll win more?

    No, not necessarily. RTP is a long-term average based on thousands or millions of plays. In the short term, anything can happen. But in the long run, higher RTP games do give players better value. I treat it as a guide rather than a guarantee—just part of the bigger picture.

  • What’s the difference between RTP and volatility?

    RTP shows how much a game pays back over time, while volatility tells you how often and how big those wins are. High volatility games can go cold for a while but then pay big. Low volatility games pay smaller amounts more frequently. I always choose based on my bankroll and how much risk I want to take.