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Punto Banco is a form of Baccarat where the Player's hand and the Dealer's hand are competing against each other.You must choose one of these two hands to bet on or you may also bet on a tie.All bets are made before the start of each hand and there are no decisions for a player to make other than which of the aforementioned three outcomes they would like to bet on.
Reading time: 2 minutes.
After all bets are made each side is dealt two cards face up.The object of the game is to get a total of nine points, called a "natural" or as close to it as possible.A count of 8 is also called a natural, but a 9 count is the strongest holding.Each card is worth its number in points, but when calculating the score of each hand you only use the last digit of the total count.This means that face cards have a value of 0 and Ace through nine are given a value of 1-9 respectively.
Once each side has been dealt two cards every move is forced based on the holdings of both sides.The "Player" will always act first and will either draw a third card or stand following this set of rules:
1. When the "Player" has a count of 0-5 they draw a third card unless the "Bank" is holding a natural.
2. When the "Player" has a count of 6-9 they must always stand.
After this the rules become a little more complicated when it's the "Bank's" turn to draw. This side must factor in whether or not the "Player" drew a third card and the exact value of that third card according to this set of rules:
1. When the "Bank" has a count of 0-2 it must always draw unless the "Player" holds a natural.
2. When the "Bank" has a count of 3 it must stand when the "Player's" third card is an 8, it must draw for all other circumstances.
3. When the "Bank" has a count of 4 it must stand when the "Player's" third card is 0, 1, 8 or 9, it must draw otherwise.
4. When the "Bank" has a count of 5 it must stand when the "Player's" third card is 0-3, 8 or 9, it must draw otherwise.
5. When the "Bank" has a count of 6 it must draw if the "Player's" third card is a 6 or 7, it must stand otherwise.
6. When the "Bank" has a count of 7-9 it must stand no matter what.
The payout for betting on the "Player" is 1:1, however a winning bet on the "Bank" is paid at 19:20. The payout for a winning tie bet is 8:1 and in this case all of the bets placed on the two sides are a push.
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